Typically, but not exclusively, our insurer clients purchase this product, which is the most comprehensive service we offer. During a full appraisal we attend the loss site in person, carry out a detailed inspection and meet the owner/occupier.
Our report provides detailed information and advice on:
- Rebuilding costs
- General contents, fine art and valuables
- The property’s main structures and any architectural or period features
- Occupancy levels and any notable profile
- Location
- Security
- Fire protections
- Plumbing
- Flooding vulnerability
- Recommended risk improvements
- Comprehensive photographs including aerial view and flood maps
This appraisal provides detailed information about the risk and feeds into underwriting decisions about the correct premium for cover.

